How Stocks Work

Financial planning often doesn’t take place on a beach. But the next time you find yourself there, try this experiment, courtesy of management and motivational guru Stephen R. Covey: You’ll need a mason jar and an assortment of big rocks, smaller gravel, sand, and water.
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.